A commenter alerted me to the fact that you can now go on HealthCare.gov and actually check out the plans and rates without having to first go through the application process. It worked for me and that feature represents progress. Things are looking up. Here is a screenshot:
Additionally, HuffPo’s health care reporter, Jeffrey Young, has written one of the most informative pieces you will read regarding the issue of canceled polices. With all the propaganda being pumped out by the conservative media complex, aided and abetted by mainstream journalists, Young’s piece is a breath of fresh air.
Some stuff from the piece:
♦ About 11 million people buy health insurance directly, as opposed to getting it at work or via Medicaid or Medicare (not counting the millions who have zero insurance). Of those 11 million, anywhere from “a few hundred thousand to millions” will not be able to buy their current plans next year.
♦ “Not all the insurance plans being canceled are lousy,” but “conservative health care reform proposals would also lead to lots and lots of people losing the plans they have now.
♦ “Plans getting dropped is nothing new. Neither are big rate hikes.”
♦ “According to a 2004 study, only 17 percent of consumers in this market kept the same plan for two years or more (h/t the Washington Post). This is going to happen next year, and the year after that, ad infinitum.”
♦ Why some premiums may go up: “A big part of what’s going on here is that people on the individual market before Obamacare were benefiting from the fact that health insurers could exclude sick people (or charge them sky-high rates) and even dump them when they became ill or injured. This kept companies’ medical expenses low, which meant their healthy customers could pay less. That’s a sweetheart deal — until the inevitable day when you, the healthy person, become a sick person.”
♦ “Another thing your health insurance company probably isn’t telling you is that you may be able to get help paying for your insurance through Obamacare’s tax credits…”
ObamaCare is not the best possible solution to our health care problems, but it is at least an attempt to do something constructive. If it works, great. If it doesn’t, single-payer here we come.